Get More Out of Your Checking
Account with Tiered Interest

Get premier level perks — like unlimited online bill payments, unlimited refunds of other banks’ ATM fees, and EZShield® ID Theft Protection — plus tiered interest that increases along with your balance. PremierAccess is the right choice if you keep a higher balance and would like to earn higher rates.

Account Features


  • $100 minimum opening deposit
  • A minimum daily balance of $10,000 or a combined loan and deposit balance of $25,000 per statement cycle to avoid a $20 monthly fee
  • A minimum daily balance of $5,000 is required to earn interest

1Refunds of other banks’ ATM fees will be deposited on the next business day after the ATM fee is assessed.
2Standard data fees from your mobile provider may apply.
3EZShield is provided for one person on the account at no charge. $5.95/month fee per each additional person.

Open An Account

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Other Personal Banking Solutions

Savings & Money Markets

Start zeroing in on your goals with accounts that help you grow your money and retain access when you need it.


Increase your return with a higher-yield Certification of Deposit from PlainsCapital.

Online & Mobile Banking

Instantly transfer money, pay bill, deposit checks, and manage your accounts from wherever you are.

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