The rate and annual percentage yield are accurate as of 05/29/2023.
Rate and APY are subject to change without notice.
Account Term | Interest Rate | Annual Percentage Yield | |
8-Month | 5.10% | 5.14% |
The annual percentage yield quoted above is current as of May 5, 2023. Interest rate is 5.10% for 8 months. All rates are subject to change at Bank’s discretion. CD renews automatically into a 8 month CD with the current 180-364 days rate at time of expiration. Interest will be paid at maturity. A penalty will be imposed for early withdrawal and will reduce earnings. Fees could reduce earnings on the account. $1,000 minimum balance required to open CD. $2.5 million maximum per Tax ID number. Offer does not apply to public funds.
Account Term | Interest Rate | Annual Percentage Yield |
1 Year | 2.70% | 2.73% |
2 Years | 2.85% | 2.88% |
3 Years | 3.00% | 3.03% |
4 Years | 3.30% | 3.34% |
5 Years | 3.60% | 3.65% |
$100 minimum is required to open account. $100 daily minimum balance to obtain annual percentage yield. A fee may be imposed for early withdrawal. Fees could reduce the earnings on the account.
$1,000 minimum is required to open account. $1,000 daily minimum balance to obtain annual percentage yield. A fee will be imposed for early withdrawal from CDs. Fees could reduce the earnings on the account. For CDs with maturities of 7 days through 364 days, interest is paid at the end of the term. For CDs with maturities of 1 year or greater, interest is paid quarterly and can be paid out or capitalized based on customer’s discretion. Interest payments requested on a basis more frequent than quarterly will have a reduced APY.
1For variable rate accounts, the rate may change after the account is opened.
Term | Interest Rate | Annual Percentage Yield | |
6 months | 2.00% | 2.02% | |
1 Year | 2.70% | 2.73% | |
2 Years | 2.85% | 2.88% | |
3 Years | 3.00% | 3.03% |
$1,000 minimum is required to open account. $1,000 daily minimum balance to obtain annual percentage yield. A fee will be imposed for early withdrawal from CDs. Fees could reduce the earnings on the account.
Balances | Interest Rate | Annual Percentage Yield |
$1,000+ | 1.05% | 1.06% |
$1000 daily minimum balance to obtain annual percentage yield. The rate may change after the account is opened. Fees may reduce earnings.
Balances | Interest Rate | Annual Percentage Yield |
$1+ | 1.20% | 1.21% |
$1 minimum is required to open account. $1 Daily Minimum Balance to obtain annual percentage yield. The rate may change after the account is opened. Fees may reduce earnings. Only available to children under age 18. Child must have a parent or guardian age 18 or older as a co-owner of their account. When account owner turns 18, the account terms and structure will convert to Personal Savings. For more information, please go to https://www.plainscapital.com//personal/banking/savings-money-market/youth-savings-program/
Balance Tiers | Interest Rate | Annual Percentage Yield |
$5,000 - $24,999 | 0.95% | 0.95% |
$25,000 - $99,999 | 1.05% | 1.06% |
$100,000-$499,999 | 1.10% | 1.11% |
$500,000 + | 1.35% | 1.36% |
$100 minimum is required to open account. $5,000 Daily Minimum Balance to obtain annual percentage yield. The rate may change after the account is opened. Fees may reduce earnings.
Balances | Interest Rate | Annual Percentage Yield |
$5,000+ | 1.00% | 1.00% |
$100 minimum is required to open account. $5,000 Daily Minimum Balance to obtain annual percentage yield. The rate may change after the account is opened. Fees may reduce earnings.
$2,500 minimum is required to open account. $2,500 Daily Minimum Balance to obtain annual percentage yield. Fees may reduce earnings. The rate may change after the account is opened.
Balances | Interest Rate | Annual Percentage Yield |
All | 1.20% | 1.21% |
$100 minimum is required to open account. $100 Daily Minimum Balance to obtain annual percentage yield. The rate may change after the account is opened.
Term | Interest Rate | Annual Percentage Yield |
1 Year | 2.70% | 2.73% |
2 Year | 2.85% | 2.88% |
3 Year | 3.00% | 3.03% |
4 Year | 3.30% | 3.34% |
5 Year | 3.60% | 3.65% |
$100 minimum is required to open account. $100 Daily Minimum Balance to obtain annual percentage yield. A fee will be imposed for early withdrawal from CDs. Annual percentage yield earned on all balances. Fees may reduce earnings.
The rate and annual percentage yield are accurate as of 05/29/2023.
Rate and APY are subject to change without notice.