The rate and annual percentage yield are accurate as of 02/01/2023.
Rate and APY are subject to change without notice.
Account Term | Interest Rate | Annual Percentage Yield | |
19-Month | 3.45% | 3.49% |
All rates are subject to change at Bank’s discretion. CD renews automatically into a 1 Year CD with the current 1 year rate at time of expiration. Interest is paid or capitalized on a quarterly basis. A penalty will be imposed for early withdrawal and will reduce earnings. Fees could reduce earnings on the account. $1,000 minimum balance required to open CD and to obtain this APY. Offer does not apply to public funds.
Account Term | Interest Rate | Annual Percentage Yield |
1 Year | 2.15% | 2.17% |
2 Years | 2.25% | 2.27% |
3 Years | 2.40% | 2.42% |
4 Years | 2.50% | 2.52% |
5 Years | 2.60% | 2.63% |
$100 minimum is required to open account. $100 daily minimum balance to obtain annual percentage yield. A fee will be imposed for early withdrawal. Fees could reduce the earnings on the account.
$1,000 minimum is required to open account. $1,000 daily minimum balance to obtain annual percentage yield. A fee will be imposed for early withdrawal from CDs. Fees could reduce the earnings on the account. All interest is compounded quarterly and can be paid out or capitalized quarterly based on customer’s discretion. Interest payments requested on a basis more frequent than quarterly will have a reduced APY.
1For variable rate accounts, the rate may change after the account is opened.
Term | Interest Rate | Annual Percentage Yield | |
6 months | 1.45% | 1.46% | |
1 Year | 2.15% | 2.17% | |
2 Years | 2.25% | 2.27% | |
3 Years | 2.40% | 2.42% |
$1,000 minimum is required to open account. $1,000 daily minimum balance to obtain annual percentage yield. A fee will be imposed for early withdrawal from CDs. Fees could reduce the earnings on the account.
Balances | Interest Rate | Annual Percentage Yield |
$1,000+ | 0.65% | 0.65% |
$1000 daily minimum balance to obtain annual percentage yield. Fees may reduce earnings.
Balances | Interest Rate | Annual Percentage Yield |
$1+ | 0.70% | 0.70% |
$1 minimum is required to open account. $1 Daily Minimum Balance to obtain annual percentage yield. Fees may reduce earnings. Only available to children under age 18. Child must have a parent or guardian age 18 or older as a co-owner of their account. When account owner turns 18, the account terms and structure will convert to Personal Savings. For more information, please go to https://www.plainscapital.com//personal/banking/savings-money-market/youth-savings-program/
Balance Tiers | Interest Rate | Annual Percentage Yield |
$5,000 - $24,999 | 0.60% | 0.60% |
$25,000 - $99,999 | 0.70% | 0.70% |
$100,000-$499,999 | 0.70% | 0.70% |
$500,000 + | 0.85% | 0.85% |
$100 minimum is required to open account. $5,000 Daily Minimum Balance to obtain annual percentage yield. Fees may reduce earnings.
Balances | Interest Rate | Annual Percentage Yield |
$5,000+ | 0.65% | 0.65% |
$100 minimum is required to open account. $5,000 Daily Minimum Balance to obtain annual percentage yield. Fees may reduce earnings.
$2,500 minimum is required to open account. $2,500 Daily Minimum Balance to obtain annual percentage yield. Fees may reduce earnings. The rate may change after the account is opened.
Balances | Interest Rate | Annual Percentage Yield |
All | 0.70% | 0.70% |
$100 minimum is required to open account. $100 Daily Minimum Balance to obtain annual percentage yield.
Term | Interest Rate | Annual Percentage Yield |
1 Year | 1.35% | 1.35% |
2 Year | 1.55% | 1.56% |
3 Year | 1.65% | 1.66% |
4 Year | 1.75% | 1.76% |
5 Year | 1.85% | 1.86% |
$100 minimum is required to open account. $100 Daily Minimum Balance to obtain annual percentage yield. A fee will be imposed for early withdrawal from CDs. Rate may change after the account is opened. Annual percentage yield earned on all balances. Fees may reduce earnings.
The rate and annual percentage yield are accurate as of 02/01/2023.
Rate and APY are subject to change without notice.