Savings & Money Market

Savings & Money Market

Personal Savings & Money Market Accounts

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Money Market Account

Start today, and see where the right account can take you. Earn competitive interest rates while maintaining maximum liquidity.

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Personal Savings Account

A PlainsCapital Personal Savings Account is a great way to put money away toward a savings goal while maintaining easy access to your funds.

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Youth Savings Program

For kids under 18, this Personal Savings Account program has no minimum balances or fees, and savers receive a free piggy bank and an annual $5 birthday deposit.

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Health Savings Account

Heres to financial health. Save for qualified medical expenses with a Health Savings Account from PlainsCapital Bank.

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Coverdell Education Savings Accounts

Save for your childs education with a CESA. You can enjoy tax-free earnings and tax-free withdrawals for educational expenses.

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1If HSA money is used for anything other than a qualified medical expense, the money used is taxable and will also be penalized an additional 10 percent.
2Under federal regulations, six pre-authorized withdrawals and/or transfers are allowed per month, no more than three of which may be by check, point-of-sale, or ACH. Thereafter, a charge of $10 per transaction will apply.
3Six withdrawals and/or transfers are allowed per quarter. Thereafter, a charge of $3 per transaction will apply. Federal regulations limit the number of transactions you can make on certain saving products to six per month. However, withdrawals and transfers made at an ATM and withdrawals made in person at a branch are not subject to the federal limit.
4Consult your tax adviser.
5HSA Check Card transactions will not be authorized in restaurants, bars, hotels, or gambling venues. In addition, the card cannot be used at the ATM. Cash withdrawals can be completed at any PlainsCapital Bank location. 
6Once the account owner turns 18, the account will be converted to a Personal Savings Account.