PREMIERACCESS

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Get More Out of Your Checking
Account with Tiered Interest

Get premier level perks — like unlimited online bill payments, unlimited refunds of other banks’ ATM fees, and EZShield® ID Theft Protection — plus tiered interest that increases along with your balance. PremierAccess is the right choice if you keep a higher balance and would like to earn higher rates.

Account Features

  • One box of bank stock checks at account opening
  • Tiered interest rate structure on a balance of $5,000 or more
  • Refunds of other banks’ ATM fees with no minimum withdrawal required1
  • Unlimited PlainsCapital and Allpoint ATM withdrawals
  • PlainsCapital Debit Mastercard
  • Online Banking
  • Mobile Banking2
  • Mobile Deposit
  • Unlimited Bill Pay and Zelle® payment transfers
  • Access to EZShield® at no additional charge3
  • Secure and manage your debit card with Card Controls
  • eStatements
  • Direct deposit of recurring deposits
  • Personal line of credit available with credit qualifications

Requirements

  • $100 minimum opening deposit
  • A minimum daily balance of $10,000 or a combined loan and deposit balance of $25,000 per statement cycle to avoid a $20 monthly fee – accounts must have the same primary owner
  • A minimum daily balance of $5,000 is required to earn interest

1Refunds of other banks’ ATM fees will be deposited on the next business day after the ATM fee is assessed.
2Standard data fees from your mobile provider may apply.
3EZShield is provided for one person on the account at no charge. $5.95/month fee per each additional person.

Open An Account

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Other Personal Banking Solutions

Savings & Money Markets

Start zeroing in on your goals with accounts that help you grow your money and retain access when you need it.

CDs

Increase your return with a higher-yield Certification of Deposit from PlainsCapital.

Online & Mobile Banking

Instantly transfer money, pay bill, deposit checks, and manage your accounts from wherever you are.

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Caller ID
Spoofing Scam

Beware of phone scammers posing as the PlainsCapital Fraud Department. Our Fraud team will NEVER ask for your passcode over the phone. If you receive a suspicious call claiming to be from our Fraud Department, hang up and call us back directly at 214.525.4699, or call your local branch and ask to be transferred to the Fraud Department.

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