You Want It All...Plus Tiered Interest

Make the most of your money. PremierAccess is the right choice if you maintain a higher checking balance and want to earn higher rates. As your balance grows, so does your interest rate. Plus, you can take advantage of PlainsCapital’s premier-level perks.

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Account Features


  • $100 minimum opening deposit
  • A minimum daily balance of $5,000 or a combined loan and deposit balance of $25,000 per statement cycle to avoid a $15 monthly fee
  • A minimum daily balance of $5,000 is required to earn interest

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1Mastercard® Debit Cards available to cardholders age 18 and over.
2Standard data fees from your mobile provider may apply.