Special Perks for Those 62 or Older

Make purchases, transfer money, pay your bills, and send and receive money—all while enjoying special perks and earning interest. Managing your money is easy and secure with LegacyAccess.

Account Features

  • Earn interest on any balance
  • One box of bank stock checks per year at no charge
  • Complimentary Notary Services at any PlainsCapital branch
  • Unlimited PlainsCapital and Allpoint ATM withdrawals1
  • Online Banking
  • Mobile Banking2
  • Unlimited Bill Pay and Zelle®
  • PlainsCapital Debit Mastercard
  • eStatements available


  • $100 minimum opening deposit
  • $5 monthly service fee can be avoided if:
    • Maintain a daily minimum ledger balance of $1,000 or more throughout the statement cycle, or;
    • Have ACH direct deposit totaling $1,000 throughout the statement cycle

1Use of ATMs other than PlainsCapital and Allpoint ATMs will incur the fee of the ATM’s operator plus a $2 PlainsCapital fee.
2Standard data fees from your mobile provider may apply.

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Other Personal Banking Solutions

Savings & Money Markets

Start zeroing in on your goals with accounts that help you grow your money and retain access when you need it.


Increase your return with a higher-yield Certification of Deposit from PlainsCapital.

Online & Mobile Banking

Instantly transfer money, pay bill, deposit checks, and manage your accounts from wherever you are.

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