IRAs

IRAs

Saving for Retirement Is as Easy as I-R-A

It’s never too early – or too late – to start saving for retirement with a tax-advantaged account from PlainsCapital Bank. Our certificate of deposit IRAs offer tax benefits and attractive rates in fixed-term, FDIC-insured accounts. And it only takes $100 to start turning your future dreams into reality.


Traditional IRAs
 

With a Traditional Individual Retirement Account, your annual contributions may be tax-deductible – you’ll pay no taxes on your earnings until you withdraw them.


Roth IRAs
 

With a Roth IRA, contributions are not tax-deductible, but qualified withdrawals – including earnings – are tax-free.

Changing Employers? Don’t Cash Out, Roll it Over.

If you leave your job or retire, you don’t have to cash out your qualified retirement plan. You can keep the tax-deferred status of your funds by rolling them directly into a Traditional or Roth IRA.


Which IRA Is Right for You?

Our comparison chart can help you choose which IRA can best help you save for retirement.


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