Get 24/7 Access and Valuable Perks with TotalAccess Checking

Get 24/7 access to your money with Online and Mobile Banking, Mobile Deposit, Bill Pay, Zelle®, and more. Transfer money, pay your bills, or send and receive money with friends and family any time. With PlainsCapital TotalAccess, your money is right at your fingertips, whenever and wherever you need it.


Account Features


$100 minimum opening deposit

$10 monthly fee can be avoided if you:

  • Maintain a daily minimum balance of $2,500 throughout the statement cycle, or
  • Have combined direct deposits of $1,500 or more per statement cycle

$2 fee for paper statements per cycle; avoid fee by switching to eStatements through online banking

1Withdrawals from other ATMs will incur the other bank’s ATM fee plus a $2 PlainsCapital fee.
2Standard data fees from your mobile provider may apply.

Open An Account

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Other Personal Banking Solutions

Savings & Money Markets

Start zeroing in on your goals with accounts that help you grow your money and retain access when you need it.


Increase your return with a higher-yield Certification of Deposit from PlainsCapital.

Online & Mobile Banking

Instantly transfer money, pay bill, deposit checks, and manage your accounts from wherever you are.

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