Convenient Account Access – Anytime. Anywhere.

TotalAccess offers easy access and total control of your money with special features such as Online and Mobile Banking, Mobile Deposit and Bill Pay.

Account Features


  • $100 minimum opening deposit
  • $10 monthly fee can be reduced by $2 for each of the following:
    • Receive eStatements
    • Maintain a $500 minimum daily balance per statement cycle
    • Minimum of $500 direct deposit per statement cycle
    • 25 debit card purchases per statement cycle5
    • Age 62 or older
    • Age 22 or under

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1Up to $5 per transaction. Refunds of other ATM fees will be deposited on the day of the withdrawal. Each additional ATM usage will incur the foreign bank’s ATM fee plus a $1 PlainsCapital fee.
2Mastercard® Debit Cards available to cardholders age 18 and over.
3Standard data fees from your mobile provider may apply.
4Each additional bill payment or external transfer is $1.
5Debit card purchases must post before statement cycle cut off.