Convenient Account Access – Anytime. Anywhere.
TotalAccess offers easy access and total control of your money with special features such as Online and Mobile Banking, Mobile Deposit and Bill Pay.
- Five refunds of other banks’ ATM fees per statement cycle1
- Unlimited PlainsCapital ATM withdrawals
- PlainsCapital Debit Mastercard2
- Online Banking
- Mobile Banking3
- Mobile Deposit
- Bill Pay - no charge for first 5 payments per statement cycle4
- Unlimited Zelle® payment transfers
- Secure and manage your debit card with Card Controls
- Withdraw cash with Cardless Cash at designated ATMs
- Voice Banking
- Direct deposit of recurring deposits
- Unlimited check-writing
- Personal line of credit available with credit qualifications
- EZShield®ID Theft Protection available for $5.95/month
- $100 minimum opening deposit
- $10 monthly fee can be reduced by $2 for each of the following:
- Receive eStatements
- Maintain a $500 minimum daily balance per statement cycle
- Minimum of $500 direct deposit per statement cycle
- 25 debit card purchases per statement cycle5
- Age 62 or older
- Age 22 or under
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1Up to $5 per transaction. Refunds of other ATM fees will be deposited on the day of the withdrawal. Each additional ATM usage will incur the foreign bank’s ATM fee plus a $1 PlainsCapital fee.
2Mastercard® Debit Cards available to cardholders age 18 and over.
3Standard data fees from your mobile provider may apply.
4Each additional bill payment or external transfer is $1.
5Debit card purchases must post before statement cycle cut off.