STRONG ROOTS
FOR A STRONG FUTURE
Sound guidance. Financial products and services tailored to your needs. PlainsCapital will help you go places, even if you never leave home.
LEGACYACCESS
SECURE AND EASY BANKING
Simple and secure banking with exclusive benefits. Earn interest, pay bills, receive complimentary checks, and more with our new checking account for customers 62 and older.
E-STATEMENTS
JUST GOT EASIER
View your online bank statements through our mobile app. Get secure access to your account information at your convenience.
FAST FUNDING
TO GROW YOUR BUSINESS
As an SBA Preferred Lender, PlainsCapital Bank can help you grow, expand, or launch your business with an SBA loan.
We Take Your Banking Personally
No matter how big we grow, we’re a hometown bank at heart. We look after our customers the way we look after our neighbors. Because at the end of the day, we’re not in the money business — we’re in the people business.
Checking
Flexible options to fit your needs and features that reward you for being a valued PlainsCapital customer.
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Savings
Start zeroing in on your goals with accounts that help you grow your money and retain access when you need it most.
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Loans & Lines of Credit
Mortgage, home improvement, personal loans, credit cards, and more. Get the money you need to do the biggest things in your life.
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Online & Mobile Banking
Instantly transfer money, pay bills, deposit checks, and manage your accounts from wherever you are.
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EZShield®
An integrated suite of identity and fraud protection services that actively secure, monitor, and restore your identity.
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PERSONAL
A Partner You Can Trust
PlainsCapital is more than just a bank. We’ll be your trusted partner through every phase of building and growing your business. With PlainsCapital, you get face-to-face, personalized service tailored to your needs. Along with our comprehensive suite of financial products and services, you’ll get guidance on every aspect of growing and running your business, from someone who knows and cares about you.
Business Banking
Small town service plus the latest digital tools. At PlainsCapital, you’re never just “another customer.” You’re a friend, a neighbor, a business partner.
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Loans & Financing
Being able to manage your cash flow is essential to running a successful business. Get access to the money you need for your most important purchases.
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Treasury Management
Increase the speed, convenience, and efficiency of your routine financial transactions, protect your business from fraud, and get powerful reporting to monitor where your money is going and when.
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Industry Solutions
Every business has its unique cycles, and your PlainsCapital banker will always be here to help you navigate your next challenge.
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Business Credit Cards
No matter which card you choose, you’ll enjoy important features like, expense management tools, no fee for additional employee cards, EMV smart chip technology, and mobile payment capability.
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BUSINESS
Keeping Your Money Safe: Preventing Medicare Fraud
As a person approaches 65 years old, they may start thinking about the federal health insurance program known as Medicare. Medicare is available to those 65 and older, certain young people with long-term disabilities, and people with End-Stage Renal Disease. While the program benefits millions of Americans each year, many patients, unfortunately, fall victim to Medicare fraud. If you or a loved one is insured by Medicare, it’s important to know how to protect yourself from fraudsters.
How to Soften the Impact of Inflation on Your Small Business
Inflation is expected to continue to rise and small businesses will take the brunt of it. This increasing economic pressure can take a toll on your business’ cash flow and bottom line. Rising inflation may be outside of your control, but there are smart adjustments you can make to help your business coast through these adverse times.
How to Purchase a Business Using SBA Financing
If you are considering purchasing a business, there are several financing options available to you. Certain SBA loans can be used to purchase a business but you should be aware of the criteria you must meet to qualify. It’s often easier to qualify for a loan to purchase an existing business with a record of profitability than to start a new business.
Small businesses often need external capital to operate and grow. Luckily, if you need funding to help start, run, or grow your small business, there are many financing options available. To help you choose the right one for your company, we’ve outlined five common sources for funding a small business. Banks or Credit Unions Consider […]
In the business finance world, there is a lot of terminology, some of which you might not be familiar with. As a business owner, it is important to know and understand the terms you will be using when financing your business. Common business finance terms are listed below along with their definition to help you […]
When you know you have a big expense in the future, saving money might be the most frugal choice you can make. While you could consider taking out a loan to cover the expense, especially if the cost is large, debt can quickly become unmanageable if you’re not disciplined. In addition, if you don’t have […]
Customer Stories
Real stories from customers like you.