Money Market

Money Market

Earn More, with Easy Access to Your Money

Our Money Market Account makes it easy to earn competitive interest rates while maintaining maximum liquidity. Tap your account quickly and easily – with a PlainsCapital Bank debit card or a check. And enjoy peace of mind knowing your funds are insured by the FDIC up to the maximum amount allowable by law. It all adds up to a safe, convenient, and competitive way to save.

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Account Features

  • Competitive interest rates that increase with higher balances
  • Convenient access to your funds with unlimited withdrawals in person and at PlainsCapital ATMs
  • Easy transfers to and from your other PlainsCapital accounts
  • Unlimited deposits
  • Six withdrawals and/or transfers per month*
  • Instant issue debit card
  • One box of bank stock checks at no charge
  • Direct deposit of your payroll, Social Security, teacher retirement, or other recurring checks
  • Mobile Banking ­ Access your account from your web-enabled cell phone
  • Online Banking – 24 hour access to your account
  • Online Statements – Get organized with online statement archiving
  • Voice Banking – Access account information from your touch-tone phone
  • FDIC insured up to the maximum amount allowable by law


  • $2,500 is required to open this account
  • A minimum daily balance of $2,500 is required to earn interest and avoid a $10 monthly service fee

*Federal regulations limit the number of withdrawals and/or transfers to six per monthly statement cycle. This includes transfers to another account at PlainsCapital or to a third party by means of preauthorized or automatic transfer, telephone transfer, order or instruction, or by check, draft, debit card, or similar order payable to third parties. Withdrawals and transfers made at an ATM or in person at a branch are not subject to the federal limit.