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CALLER ID SPOOFING SCAM: Beware of phone scammers posing as the PlainsCapital Fraud Department. Our Fraud team will NEVER ask for your passcode over the phone.
If you receive a suspicious call claiming to be from our Fraud Department, hang up and call us back directly at 214.525.4699, or call your local branch and ask to be transferred to the Fraud Department. LEARN MORE

TRADITIONAL IRA

............

Enjoy Tax-Deferred Growth
with a Traditional IRA

VIEW RATES

Features

  • Earnings aren’t taxed until withdrawn
  • Contributions may be tax-deductible
  • Mandatory distributions begin at age 73
  • Accepts rollovers from other IRAs and employer retirement plans
  • FDIC insured up to the maximum amount allowable by law

Eligibility

  • You must earn compensation (or your spouse must earn compensation if you file a joint tax return)

Requirements

  • Minimum deposit: $100
  • Contributors under age 50 may contribute up to $7,000 in 2025
  • Contributors age 50 or older may contribute up to $8,000 in 2025
  • Contributions cannot exceed the compensation

Please consult your tax professional for tax rules regarding IRAS.

Open An Account

Speak to a Specialist
866-762-8392
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Caller ID
Spoofing Scam

Beware of phone scammers posing as the PlainsCapital Fraud Department. Our Fraud team will NEVER ask for your passcode over the phone. If you receive a suspicious call claiming to be from our Fraud Department, hang up and call us back directly at 214.525.4699, or call your local branch and ask to be transferred to the Fraud Department.

LEARN MORE