Youth Debit Account


The Perfect Starter Account to Teach Your Child Financial Responsibility

Financial responsibility is one of the most important skills for every child to learn, and it’s never too early to start. A PlainsCapital Youth Debit Account helps you teach them how to budget and spend responsibly, while giving you joint control of the account to review, oversee, and monitor their activity. All without monthly maintenance fees.

Account Features


  • Child must be under 182
  • Parent or guardian must be a co-owner of the account and have a PlainsCapital Bank checking account
  • $25 minimum opening deposit
  • No monthly fee
  • No minimum balance
  • No check-writing

1Standard data fees from your mobile provider apply.

2Once primary accountholder turns 18, the account will be converted to a BasicAccess account. 

Open An Account

Speak to a Specialist

Other Personal Banking Solutions

Youth Savings

Our Youth Savings Program makes learning how to save fun and easy.


Increase your return with a higher-yield Certification of Deposit from PlainsCapital.

Online & Mobile Banking

Instantly transfer money, pay bill, deposit checks, and manage your accounts from wherever you are.

Leaving PlainsCapital Bank Website
PlainsCapital Bank does not control the following website and their privacy policies may differ from those of the Bank. PlainsCapital Bank is not responsible for the content nor transactions carried out on the following website.
Thank you for visiting the PlainsCapital Bank website.
For best viewing experience, we recommend using Chrome, Firefox, Safari, or Microsoft Edge.