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PHISHING ALERT : PlainsCapital will NEVER text or call you saying your debit card is locked. Do not respond to these phishing attempts. Call us at 866.762.8392 with questions.
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BUSINESS INTEREST

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Earn Interest.
Keep It Simple.

Running a business is complicated, but banking doesn’t have to be. Business Interest allows you to earn interest while giving you more of the checking account features you’ll use every day. Bottom line, we’ve made it easier than ever to manage your money and save time.

Account Features

  • Earn a flat interest rate when your balance exceeds $5,000
  • Business Debit Card with unlimited debit card transactions
  • 100 non-card transactions per month at no charge
  • 10 bill payments per month at no charge
  • 100 deposited items per month at no charge
  • $5,000 cash deposited per month at no charge
  • Change orders of up to $5,000 in currency and 5 coin rolls per month at no charge
  • Business Online Services
  • Business Mobile Banking*

 

*Standard data fees from your mobile provider apply.

Requirements & Fees

  • $100 to open an account
  • $5,000 minimum balance is required to earn interest
  • $5,000 average daily balance or a combined balance of $25,000 with a business money market to avoid a $20 monthly fee
  • Each non-card transaction beyond the monthly allowance is $0.50
  • Each bill payment beyond the monthly allowance is $1
  • Each deposited item beyond the monthly allowance is $0.20
  • Each $1,000 cash deposited beyond the monthly allowance is $1
  • Each additional change order beyond monthly allowance is $0.08 per coin roll and $0.50 per $1,000 currency

Other Business Banking Solutions

Business Money Market

Earn interest on your cash without giving up access.

Business CDs

Set your term and watch your money grow.

Business Debit Card

The most convenient way to make your routine payments.

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