No Checking Account Works Harder for Your Success
Choosing a bank for your business is more than a matter of convenience. It’s a sign of trust. Our clients choose PlainsCapital for products that work and service that makes a difference.
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Commercial
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Business Plus |
Business Interest |
Business Basics |
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Best for you if your business has... |
High balances, high volumes, and sophisticated Treasury Management needs |
Moderately high balances and volumes, some Treasury Management needs |
Basic banking needs, no Treasury Management needs, a desire to earn interest; Ideal for trust and non-profits |
Basic banking needs, lower volumes, and no Treasury Management needs |
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Interest |
None; |
None; |
Yes; flat rate when balances exceed $5,000 |
None |
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Treasury Management Services |
Access to full suite of advanced services |
Access to basic services |
None |
None |
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Online Banking |
Business Online Services (BOS) for Treasury |
Business Online Services (BOS) for Treasury |
Business Online Services (BOS) at no charge |
Business Online Services (BOS) at no charge |
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Monthly Online Bill Payments |
Speak with PlainsCapital Bank Treasury Management representative for more information. |
10 at no charge3 |
10 at no charge3 |
10 at no charge3 |
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Per Item Monthly Allowance |
Speak with PlainsCapital Bank Treasury Management representative for more information. |
250 deposited items, Unlimited debit card transactions, 250 non-card transactions, $10,000 cash deposited4 |
100 deposited items, Unlimited debit card transactions, 100 non-card transactions, $5,000 cash deposited5 |
150 deposited items, Unlimited debit card transactions, 150 non-card transactions, $5,000 cash deposited5 |
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Monthly Change Order Allowances |
Speak with PlainsCapital Bank Treasury Management representative for more information. |
$10,000 currency and 10 coin rolls at no charge6 |
5,000 currency and 5 coin rolls at no charge7 |
$5,000 currency and 5 coin rolls at no charge7 |
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Minimum Opening Deposit |
$100 |
$100 |
$100 |
$100 |
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Monthly Fee |
$20 |
$15 |
$20 |
$10 |
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Balance To Avoid Monthly Fee |
None |
$25,000 |
$5,000 average daily balance or combined balance of $25,000 with business money market/savings |
$3,000 average daily balance or combined balance of $25,000 with business money market/savings |
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Earnings Credit to Offset Fees |
Enhanced earnings credit rate |
Included |
None |
None |
1 Standard data fees from your mobile provider apply.
2 Sweep fees apply. Not FDIC-Insured. May lose value. No bank guarantee.
3 Each additional bill payment or external transfer is $1.
4 The fee for each additional: deposited item is $0.15; non-card transaction is $0.50; $1,000 in cash deposited is $1.25.
5 The fee for each additional: deposited item is $0.20; non-card transaction is $0.50; $1,000 in cash deposited is $1.
6 Each additional $1,000 in currency beyond the monthly allowance is $1.00. Each additional coin roll beyond the monthly allowance is $0.10.
7 Each additional $1,000 in currency beyond the monthly allowance is $0.50. Each additional coin roll beyond the monthly allowance is $0.08.