Business Checking

Business Checking

No Checking Account Works Harder for Your Success

Choosing a bank for your business is more than a matter of convenience. It’s a sign of trust. Our clients choose PlainsCapital for products that work and service that makes a difference.


 

Commercial
All Access

Business Plus

Business Interest

Business Basics 

Best for you if your business has...

High balances, high volumes, and sophisticated Treasury Management needs

Moderately high balances and volumes, some Treasury Management needs

Basic banking needs, no Treasury Management needs, a desire to earn interest; Ideal for trust and non-profits

Basic banking needs, lower volumes, and no Treasury Management needs

Interest

None;
Sweeps available2

None;
Sweeps available2

Yes; flat rate when balances exceed $5,000

None

Treasury Management Services

Access to full suite of advanced services

Access to basic services

None

None

Online Banking

Business Online Services (BOS) for Treasury

Business Online Services (BOS) for Treasury

Business Online Services (BOS) at no charge

Business Online Services (BOS) at no charge

Monthly Online Bill Payments

Speak with PlainsCapital Bank Treasury Management representative for more information.

10 at no charge

10 at no charge

10 at no charge

Per Item Monthly Allowance

Speak with PlainsCapital Bank Treasury Management representative for more information.

250 deposited items, Unlimited debit card transactions, 250 non-card transactions, $10,000 cash deposited4

100 deposited items, Unlimited debit card transactions, 100 non-card transactions, $5,000 cash deposited5

150 deposited items, Unlimited debit card transactions, 150 non-card transactions, $5,000 cash deposited5

Monthly Change Order Allowances

Speak with PlainsCapital Bank Treasury Management representative for more information.

$10,000 currency and 10 coin rolls at no charge6

5,000 currency and 5 coin rolls at no charge7

$5,000 currency and 5 coin rolls at no charge7

Minimum Opening Deposit

$100

$100

$100

$100

Monthly Fee

$20

$15

$20

$10

Balance To Avoid Monthly Fee

None

$25,000

$5,000 average daily balance or combined balance of $25,000 with business money market/savings

$3,000 average daily balance or combined balance of $25,000 with business money market/savings

Earnings Credit to Offset Fees

Enhanced earnings credit rate

Included

None

None

1  Standard data fees from your mobile provider apply.
2  Sweep fees apply. Not FDIC-Insured. May lose value. No bank guarantee.
3  Each additional bill payment, person-to-person payment, or external transfer is $1.
4  The fee for each additional: deposited item is $0.15; non-card transaction is $0.50; $1,000 in cash deposited is $1.25.
5  The fee for each additional: deposited item is $0.20; non-card transaction is $0.50; $1,000 in cash deposited is $1.
6  Each additional $1,000 in currency beyond the monthly allowance is $1.00. Each additional coin roll beyond the monthly allowance is $0.10.
7  Each additional $1,000 in currency beyond the monthly allowance is $0.50. Each additional coin roll beyond the monthly allowance is $0.08.