Buying a Home

Buying a Home

Is homeownership in your future? Buying a home is one of the biggest financial decisions you will make. That’s why you need a trusted partner to walk you through the process. PrimeLending, a wholly owned subsidiary of PlainsCapital Bank, provides a variety of resources and tools for first-time homebuyers at When you are ready to take the plunge, PrimeLending can help you find the perfect loan for your situation.

PrimeLending offers:

Conventional Loans are conforming loans for single family homes with a value up to $417,000. Conventional loans have established guidelines for credit scores, income requirements and minimum down payments which typically range from 5 to 20 percent of the total cost of the home.

FHA Loans are government home loans designed for low-to-moderate income consumers including first-time homebuyers.

VA Loans are government home loans designed specifically for homebuyers with a military service background.

Jumbo Loans are nonconventional loans for homes valued at more than $417,000 and have specific requirements for credit scores, income and down payment amounts.

Interim Construction Loans are made during the construction of custom-built home. After completion of the project, a permanent loan replaces the construction loan.