Savings Made Simple

Are you dreaming of a family vacation? Planning ahead for holiday shopping? Looking to put away money for unexpected expenses? A PlainsCapital Personal Savings Account makes it easy to start. $100 is all it takes.

Account Features

  • Safe: PlainsCapital Personal Savings Accounts are FDIC insured to the maximum amount allowable by law, so your funds are always safe.
  • Convenient: Enjoy unlimited withdrawals in person and at PlainsCapital ATMs (Up to six withdrawals and/or transfers per quarter via other means)1
  • Automatic Savings: Direct deposit of your payroll, Social Security, teacher retirement, or other recurring checks available
  • Earn interest on any balance over $100
  • Unlimited deposits


  • Opening deposit: $100
  • Minimum daily balance: $100 min. daily balance required to earn interest and avoid a $5 quarterly service fee

1Federal regulations limit the number of withdrawals and/or transfers to six per quarterly statement cycle. This includes transfers to another account at PlainsCapital or to a third party by means of pre-authorized or automatic transfer, telephone transfer, order or instruction, or by check, draft, debit card, or similar order payable to third parties. Withdrawals and transfers made at an ATM or in person at a branch are not subject to the federal limit.

Switching to PlainsCapital Bank Is Easy!

Other Personal Banking Solutions


Increase your returns with a higher-yield Certificate of Deposit from PlainsCapital.


Traditional and Roth IRAs to help you retire secure.

4 Benefits of a Money Market Account

Following are a few key benefits of choosing a money market account.

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