Find Financial Independence with a Student Checking Account Designed for Your Lifestyle

Get started on your path toward financial confidence with no monthly maintenance fee, no minimum balance requirement, a personal debit card, and the top-rated mobile banking app in Texas. With StudentAccess, college students will save on monthly fees and get their financial future on the right track.


Account Features


  • $25 minimum opening deposit
  • No monthly fee for students 18-24 years old4
  • Receive eStatements5
  • Must show valid student ID at account opening

1Withdrawals from other ATMs will incur the other bank’s ATM fee plus a $2 PlainsCapital fee.
2Mastercard® Debit Cards available to cardholders age 18 and over.
3Standard data fees from your mobile provider may apply.
4Account holders 25 years and older will be charged a monthly fee of $6.
5Paper statements available upon request for a $2 fee per statement cycle.

Apple Pay is a registered trademark of Apple, Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

Open An Account

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Other Personal Banking Solutions

Savings & Money Markets

Start zeroing in on your goals with accounts that help you grow your money and retain access when you need it.


Increase your return with a higher-yield Certification of Deposit from PlainsCapital.

Online & Mobile Banking

Instantly transfer money, pay bill, deposit checks, and manage your accounts from wherever you are.

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