BASICACCESS

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Conveniently deposit, transfer, and spend your money ... without overdraft fees

PlainsCapital’s BasicAccess is a great account for students or anyone wanting to avoid overdraft or non-sufficient funds fees¹. Make purchases, transfer money, pay your bills, and send and receive money with friends or family any time with this Bank On certified account.

Account Features

Online account opening
No overdraft or non-sufficient funds fees¹
Account access via online, mobile, and text banking²
Unlimited Bill Pay
Unlimited Zelle® payments
Mobile wallet
Mobile Deposit
Unlimited PlainsCapital and Allpoint ATM withdrawals³
Direct deposit
Cash/check deposits accepted in-branch and at ATMs (where available)
eStatements available
PlainsCapital Debit Mastercard
EZShield®ID Theft Protection available for $5.95/month per person

Requirements

$25 minimum opening deposit
No minimum balance requirement
No monthly service fee for ages 25 and under
$5 monthly service fee for ages 26 and over
$2 for paper statements per cycle; avoid fee by switching to eStatements through online banking
No check writing

1.If you do not have sufficient funds available in your account to cover a transaction, the transaction will be declined in most cases.

2.Standard data fees from your mobile provider may apply.

3.ATMs other than PlainsCapital or Allpoint machines will incur the foreign bank’s ATM fee plus a $2 PlainsCapital fee.

Open An Account

Speak to a Specialist

866.762.8392

BASICACCESS

Conveniently deposit, transfer, and spend your money ... without overdraft fees

Account Features

Requirements

Open An Account

Other Personal Banking Solutions

Savings & Money Markets

CDs

Online & Mobile Banking