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Personal Lines of Credit

 Need financial flexibility?

A PlainsCapital personal line of credit is your financial lifeline, giving you access to funds whenever you need it. Our line of credit offers a competitive interest rate with no annual fee or service charge. Once approved, you'll have access to a line of credit up to $10,000.*
Your personal line of credit is just what you need to be prepared for unexpected expenses. You can use your line of credit to:
  • Provide overdraft protection transfers for your PlainsCapital checking account**
  • Repair your home
  • Consolidate debt
  • Take a family vacation
  • Cover medical expenses


  • Tap your line of credit by withdrawing funds or by writing checks
  • Easily transfer funds to your other PlainsCapital Bank accounts

Ready to Apply?

To apply for a personal line of credit, stop by any PlainsCapital Bank location or call 866-762-8392 to speak to a customer service representative.
*Credit qualifications required.**A transfer fee of $5 applies for each overdraft protection transfer to your PlainsCapital Checking account.