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Youth Savings

 You're never too young to start saving

The PlainsCapital Bank Youth Saving Account makes saving fun and easy for kids under 18. Young savers can open an account with as little as $1, and there are never any fees or minimum balance requirements. Kids get a free PlainsCapital piggy bank to help them save at home, and we'll even give them a $5 birthday deposit every year until they turn 18.

Account Features

  • Interest on any balance over $1
  • No fees or minimum balances
  • Free transfers between your child's account and your PlainsCapital accounts
  • Unlimited free deposits
  • Six free withdrawals and/or transfers per quarter*
  • Free Mobile Banking - Access your child's account from your web-enabled cell phone
  • Free Internet Banking
  • Free eStatements - Get organized with online statement archiving
  • Free Voice Banking - Access account information from your touch-tone phone
  • FDIC insured up to the maximum amount allowable by law


  • $1 to open the account
  • Only available to children under age 18**

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*Six free withdrawals and/or transfers are allowed per quarter. Thereafter, a charge of $3 per transaction will apply.
**Child must have a parent or guardian age 18 or older as a co-owner of their account.