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Simply Free Checking

 No fee. Hassle-free.

No fee. Hassle-free.

Looking for a simple checking account that still has a lot to offer? Our Simply Free Checking offers unlimited check-writing and transactions with no minimum balance or monthly fees.

Account Features

  • Free PlainsCapital ATM withdrawals
  • Free PlainsCapital Good Guys Visa® Debit Card
  • Unlimited check-writing
  • Free Mobile Banking1 - Access your account from your web-enabled cell phone or download our iPhone app
  • Free Internet Banking with Bill Pay
  • Five free online bill payments per month2
  • Free eStatements - Get organized with online statement archiving
  • Free Voice Banking - Access account information from your touch-tone phone
  • Free direct deposit of recurring deposits
  • Personal line of credit available with credit qualifications
  • Premier Protect – Credit monitoring, identity theft insurance and more – is available for $5 per month


  • $50 minimum opening balance
  • No minimum balance required
  • No monthly maintenance fee
  • eStatements only (no paper statements provided)

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