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Youth Debit

 Youth Debit Account

Learning to manage a bank account is important. With PlainsCapital Bank’s Youth Debit Account, children under 18 can learn to budget without the risk of overdrafts or minimum balance fees. Plus, your child will enjoy the perks of our Good Guys Debit Card and convenience of our Mobile Banking app.      


Account Features                                             

Youth Debit comes with these features at no cost:


Requirements and Fees                                                

Youth Debit has these requirements:

  • Parent or guardian must be a co-owner of the account
  • $25 minimum opening deposit
  • No monthly fee
  • No minimum balance
  • No check-writing
  • No overdrafts
  • Reduced daily debit and ATM transaction limits of $200 PIN, $100 signature and $200 ATM



1. Transactions at the ATM will not qualify for cash back. Cash back will be deposited monthly into the account linked to the Good Guys Debit Card. Program is subject to change at any time.     2. Standard data fees from your mobile provider apply. iPhone, iPad and App Store are registered trademarks of Apple, Inc. Android and Google Play are trademarks of Google Inc.     3. Restrictions apply. Visit or any branch location for more details.