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COMMOM FRAUD SCAMS

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Avoid the Most Common Online Scams

The best way to avoid common fraud scams is to understand how these scams usually work. Here is a list of some of the most common ways that fraud perpetrators and identity thieves trick their victims.

If you have been the target of fraud or attempted fraud, contact us immediately.

*Please note, if PlainsCapital Bank contacts you regarding actual fraud on your account, we will NEVER ask for your user name, passwords, PINs, or a security/passcode through unsolicited emails, phone calls, text messages, or pop-up windows.

Common Business Fraud Scams

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Business Email Compromise
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Cybercriminals trick company employees into transferring large sums of money to them by impersonating CEOs and other company executives in spoofed or masqueraded emails. The schemers first study their intended victims by using the company’s website, social media and Phishing to get information like employees’ names, job titles, email addresses and phone numbers. With the company’s information, scammers can spoof or fake an email to an employee who they know can transfer money or pay invoices for the company, making the email look like it is coming from an executive officer or other trusted source.

Corporate Account Takeover
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Wire Fraud
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Common Consumer Fraud Scams

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Smishing Scam
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In a smishing scam, fraudsters send a linkless text message claiming there’s been a bank transfer from your account. The message usually asks if you’ve authorized the transaction from your debit card, through Zelle, or even from a retailer. Anyone who answers the ‘yes’ or ‘no’ question in the text message receives a phone call almost immediately after. The person calling claims to be from your bank’s fraud department to help secure your account. They then ask you for your online banking username and tell you to read back the passcode sent to you via text or email. When the fraudster enters your username into your banking website, he/she initiates the “forgot password” feature, which generates this passcode text message. By giving out this passcode, you allow the fraudster to reset your password and successfully gain access to your account without your knowledge.

“Card is Locked” Text Phishing Scam
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Blood and Cocaine Scam
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"Work from Home" Job Scam
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Romance Scam
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Overpayment Scam
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Card Cracking
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Skimming
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Phishing
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Smishing
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Mystery Shopper Scam
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Other Fraud Protection Resources

Baby Boomers

How Baby Boomers can keep their money safe.

Traditionalists

How traditionalists can keep their money safe.

Millennials

How millennials can keep their money safe.

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