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Work with an SBA Preferred Lender.

Do you need to finance the startup of a new business? Looking to buy an existing business or expand your current operation? A Small Business Administration (SBA) loan from PlainsCapital Bank is just what you need to accomplish your goals and take your business to the next level.
PlainsCapital bank is an SBA Preferred Lender. This means we can process your loan quickly, closing loans in weeks not months. Our SBA team has approved and closed more than $100 million in SBA loans right here in Texas, helping hundreds of businesses find the capital they need to succeed. At PlainsCapital Bank we provide:
  • Local approval, no remote underwriting
  • A banking relationship, not just a loan
  • Dedicated SBA specialists who can turn your request around fast
  • Clear, easy to understand process with complete communication every step of the way

Benefits of an SBA loan.

The SBA has supported small businesses for more than 50 years providing loans, loan guarantees, counseling and other assistance. SBA loans are more beneficial to small businesses than conventional loans because they allow for:
  • Up to 90% financing
  • Terms up to 25 years
  • Offset collateral shortfalls
  • Projected income considered

A variety of loans to fit your needs.

SBA 7(a) loans up to $2,000,000 for general business purposes including:
  • Working capital
  • Startup financing
  • Business acquisition or expansion
  • Equipment and inventory financing
  • Accounts receivable and inventory financing
  • Business acquisition
SBA 504 loan program up to $8,000,000 for real estate acquisition or new construction:
  • Up to 90% new financing, including closing costs
  • Fixed rates with longer terms than conventional financing
  • Flexible loan approval


Does your business qualify for an SBA loan?

Approximately 95% of all businesses are eligible for SBA assistance. Your PlainsCapital Bank small business lender can help you determine your eligibility for an SBA loan.

Contact Us

For more information about SBA Loans, visit their website or click on our frequently asked questions (FAQ) page. You can also contact a PlainsCapital SBA lender in our major markets:
Central and South Texas Region
Mike Litton
West Texas Region
Matt Allison
North Texas Region
Martin Talley