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Compare our Commercial and Business Checking Accounts.

Which PlainsCapital checking account is right for your business? Use our comparison chart to find out.
 

 

Commercial All Access

 

Business Plus

 

Business Interest

 

Business Free

Best for you if your business has...
High balances, high volumes, and sophisticated Treasury Management needs.
 
 
​Moderately high balances, moderately high volumes, and some Treasury Management needs. ​Basic banking needs, no Treasury Management needs, and a desire to earn interest. ​Basic banking needs, lower volumes, and no Treasury Management needs.

Minimum daily balance to avoid monthly maintenance fee

 

None
None
$1,500
 
None
Monthly maintenance fee
 
​$17 $12​ $10​
None
 
Minimum opening deposit
 
​$100 $100​ $1,500​ $100​
Interest

​None; Sweeps available1

 

​None; Sweeps available1 ​Yes; flat rate ​None
Earning Credit ​Included
Included
​None ​None
Deposited items
Speak with a PlainsCapital representative for more information.
 
200 free per month2
100 free per month3
​100 free per month3
Non-Card Transactions
Speak with a PlainsCapital representative for more information.
 
100 free per month4
100 free per month4
100 free per month4
Change Orders
Speak with a PlainsCapital representative for more information.​
 
$10,000 free currency and 10 free coin rolls per month5
$5,000 free currency and 5 free coin rolls per month5
​$5,000 free currency and 5 free coin rolls per month5
Cash Deposited
Speak with a PlainsCapital representative for more information.​
 
$10,000 free per month6
$5,000 free per month6
​$5,000 free per month6
Online Bill Payments
Speak with a PlainsCapital representative for more information.
 
10 free per month7
10 free per month7
​10 free per month7
Treasury Management Services
Access to full suite of advanced services

​Access to Treasury 1.0 and 2.0 packages; other services available

 

Not available
Not available

 

Mobile Banking​

 

​Free ​Free ​Free ​Free
​Internet Banking Access to TreasuryHQ
Access to TreasuryHQ

Free Basic Internet Banking 

​Free Basic Internet Banking

​PlainsCapital ATMs

 

Unlimited free
 
​Unlimited free ​Unlimited free ​Unlimited free

​Debit Card Transactions

 

Unlimited free
​Unlimited free
Unlimited free
Unlimited free

Business Visa® Debit Card

 

​​Free​ ​Free​​ ​Free​​ ​​Free​
eStatements
No additional fee for eStatements8
​​Free ​Free​ ​​Free

 

​Voice Banking

 

Free
Free
Free
Free
​FDIC Insurance

​Insured up to the maximum allowable by law

 

​Insured up to the maximum allowable by law
Insured up to the maximum allowable by law​
Insured up to the maximum allowable by law​
Discretionary Overdraft Privilege Service
 
Not available
​Available
Available
Available​
 
 

1 Sweep fees apply.
2 The fee for each additional deposited item is $0.15.
3 The fee for each additional deposited item is $0.20.
4 The fee for each additional non-card item is $0.50.
5 The fee for each $1,000 in currency beyond the monthly allowance is $0.50, and the fee for each coin roll beyond the monthly allowance is $0.08.
6 The fee for each $1,000 deposited beyond the monthly allowance is $1.
7 The fee for each additional online bill payment beyond the monthly allowance is $1.
8 Standard statement fees apply.