What It’s Worth

What It’s Worth

Cardholder Controls - Power In the Palm of Your Hand

Author: Michelle Parish
Published Date: 6/26/2018

Technology these days makes it possible to have more control over a wide range of things in your life. Thanks to the available lineup of mobile apps, you can change the temperature in your home, turn your lights on and off, and monitor who comes to your front door—even when you’re hundreds of miles away. Advancements in the mobile banking arena enable consumers to remotely manage their finances in much the same way, from mobile check deposit and bill pay, to controlling how, when, and where debit and credit cards are used.

Heading into the busy summer travel season, people will be pulling out their cards and using them more than usual. Along with the added vacation expenses comes the opportunity for added problems, like lost and stolen cards or card-related fraud. Many banks now offer cards with consumer-control features, designed to put cardholders in the driver’s seat when it comes to managing their payment and security settings.

The benefit of card controls

Card controls are a convenient, easy-to-use feature enabling you to manage the manner in which your payment cards operate. PlainsCapital Bank offers an array of customer debit card control options through its mobile banking app. With the swipe of your finger, you can set transaction limits and define geographic regions where your card can be used. You also have the ability to turn your card on when you plan to make purchases and turn it off when you’re done, as well as create customized alerts, notifying you of deviations from your set usage profile, such as transactions made outside the vicinity of your mobile phone or purchases at retailers you don’t normally frequent. You can even designate the kinds of transactions allowed. For example, you can allow grocery store purchases but not gas station charges, or you can permit card-present purchases while blocking online transactions.

Click on the below video to learn more about the card control features found on the PlainsCapital mobile banking app:

With card controls, you’re empowered to manage your debit card your way, anywhere, anytime.

For additional information about PlainsCapital Bank’s card control features, visit our website or speak with one of our customer service representatives.

Tags: Mobile Banking