Multiple ACH Solutions

Improve Cash Flow and Lower Costs with Our
Online ACH Services

With PlainsCapital’s online Automated Clearing House (ACH) Module, you can easily create high-speed, low-cost electronic payments and deposits.

Direct Deposit

Paying employees by Direct Deposit is a standard practice in today’s modern workplace, and our ACH module makes it easy. Simply organize your employee information online and change the amount each payroll period. With a click of a button, funds are sent electronically and guaranteed to arrive in two business days.

Collecting Customer Payments

Forecasting cash flow can be tricky. It’s even more challenging when you're waiting for your customers’ checks to arrive. Our ACH Module eliminates the wait by offering direct debit to your customers. Whether you set up a one-time or recurring debit, you know exactly when your cash will arrive. And your customers will enjoy the convenience too.

Cash Concentration

While PlainsCapital Bank has many locations across Texas, we may not be everywhere you are. If that’s the case, you can still take advantage of all of our services by using Cash Concentration. Enter your local bank information in our ACH Module, get your daily deposit totals from your local managers, and put those dollars to work the next day. We’ll electronically debit the local bank account and credit your account at PlainsCapital.

Vendor Payments or Expense Reimbursements

You can pay vendors with ACH too. All you need is their bank account information. And if your employees work remotely, it’s easy to reimburse their expenses with an electronic deposit.

Flexible Origination Options

Whether your business is large or small, we have tailored solutions for securely receiving your ACH payment instructions including online batch origination and NACHA or csv file uploads.