Merchant Services

Merchant Services

Take control of your payments with our Merchant Services that add speed to your processes and reduce fraud.

Our Treasury Management specialists are experts in identifying the right mix of solutions to help you streamline your payables process. Merchant Services include:

PCI Compliance

Staying PCI compliant is both mandatory and smart. Businesses that do not follow PCI compliance guidelines are at greater risk for security breaches and are subject to heavy penalties. Being noncompliant could be the first step to failure.


Looking to accept EMV chip cards? EMV “smartcards” are the global standard for secure processing of credit and debit cards based on its microchip technology. EMV continues to replace traditional magnetic-stripe credit cards in the U.S.

Point of Sale & Ecommerce

With the rapid expansion of e-commerce, our payment processing solutions are built on a foundation that functions as an integral role in various retail Point of Sale systems. PlainsCapital Bank has the products and services to support a multitude of available integrated partners.


Whether you run a 5-star restaurant or a lemonade stand, PlainsCapital Bank can find the right processing solution for your business. Simply swipe a customer’s card through your reader and the terminal does the rest! Our solutions can help cut costs and increase profitability.

Mobile Solutions

For the on-the-go entrepreneur, a mobile solution may be right for you. Process card payments directly from your smartphone at concert venues, school functions, food trucks, and more. Simply utilize an Android or iOS device to accept all major credit cards and save on processing fees.

Virtual Terminal

Many businesses need the ability to accept payments via website. Our virtual terminal is secure, efficient and easy to customize to your needs. With our robust reporting, you can accept web orders in no time. No special software needed and no physical terminal required!

Contact us to learn more about how you can take advantage of our secure and efficient payables solutions.