Correspondent Banking
for Financial Institutions

Give your customer’s the leading-edge financial services they deserve. Our correspondent banking specialists work alongside you to do just that, while also helping your institution run more efficiently, ease regulatory requirements, and expand its footprint.

Electronic Cash
Letter Exchange

Save time and money by depositing payments electronically with PlainsCapital’s Electronic Cash Letter Exchange.
  • Extend deposit times to 8 p.m.
  • Optimal routing of your image items to achieve the lowest possible clearing cost
  • Duplicate detection at the item and file level
  • Secure delivery of forward files through SecureConnect
  • Automated notification of file receipt and cash letter adjustments


Lean on PlainsCapital’s financial strength and stability to help your institution move forward. We offer a full, comprehensive line of lending products and services for all of your needs.
Features & Services:
  • Participation loans purchased
  • Bank/holding company stock financing
  • Shareholder/director/officer and employee loans
  • Mortgages

Fed Funds &
Cash Management

PlainsCapital Bank can help with excess liquidity by purchasing federal funds as principal from correspondent banks or selling federal funds to create liquidity.
Features & Services:
  • Fed funds sold
  • Fed funds purchased
  • Competitive rates


PlainsCapital Bank offers a competitively priced securities custodial service. Regardless of the size of the portfolio, we’ll assist you in using our safekeeping services to provide reports and track investment payments.
  • Advance notice of maturities and payments
  • Competitive pricing
  • Superior service, support, and assistance
  • Brokered CDs


Partner with our asset management specialists to develop the right capital management services plan to meet the unique needs of your financial institution.
Features & Services:
  • Certificates of Deposit
  • Wealth and investment management
  • Capital equipment leasing

ACH Services

Provide your commercial clients with the ability to pass their NACHA-formatted files securely to us for processing, allowing them to take advantage of cost-saving electronic payment and collection options.
Features & Services:
  • Direct Deposit
  • Customer Payment Collection
  • Cash Concentration
  • Vendor payment
  • Expense reimbursements

Business Online Services

With PlainsCapital’s Business Online Services, you have the flexibility to manage your position anywhere, anytime.
Through Business Online Services, You Can:
  • View account statements and transactions
  • View all SecureConnect reports, including:
    • Fed funds position
    • Intraday clearings
    • Balance and Float reporting
  • Execute wire transfers
  • Securely access these and other Treasury Management services via our unique authentication process, without installing additional software

Global Payment

PlainsCapital Bank can assist you with your clients’ unique payment needs and provide a resource for understanding the options available through Fedwire and SWIFT. Send funds anywhere around the globe in the currency of your choice with the Web GFX wire module, built for security, control, and simplicity.
Web GFX Features:
  • ABA and BIC Directory for quickly finding the U.S. or foreign financial institution you need
  • Foreign currency transactions provide real-time spot conversion rates for over 30 currencies
  • Templates allow for creation of recurring U.S. and foreign funds transfers
  • Research all previous inbound and outbound wire transfers using any number of search fields

Fingerprint Reader

PlainsCapital’s Biometric Fingerprint Reader increases security for your most important information while making the access process easier for users. A simple scan of the user’s fingerprint eliminates the need to remember multiple, lengthy passwords, enabling employees to work faster and more efficiently.
Features & Services:
  • Allows folder encryption to protect any documents inside
  • Universal USB connection with plug-and-play capability
  • Scans and stores fingerprints either on the device itself or within the PC’s hard drive
  • Easy-to-use interface
  • Easily customizable for a large business or single person

Why PlainsCapital

At PlainsCapital Bank, you’re more than a correspondent—you’re a partner. As such, we put our strength, stability, and full suite of services at your disposal to help your institution grow. Plus, our customer-centric focus means we give you a high level of service and keep your best interests at the forefront of everything we do.

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